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Private Health Insurance:
Supplement Your Senior Medical Insurance
Private insurers also sell Medicare Supplemental Insurance - known as Medigap. These policies cover some expenses that Medicare doesn't.
If cost isn’t a factor and you are trying to find health insurance for elderly parents, be aware that a private health insurance plan can be paired with Medicare. This is a good way to make sure you have sufficient coverage as Medicare does have limitations. An independent insurance agent can help you review your private plan to understand any exclusions on that policy so that you can avoid gaps in coverage.