Health insurance (Affordable Care Act)

The Affordable Care Act, is putting all of us back in the driver’s seat when it comes to our own health care. It has already helped Americans gain access the healthcare they need.

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What is ObamaCare?

ObamaCare is the unofficial name for The Patient Protection and Affordable Care Act, a health reform law signed on March 23, 2010 by President Barack Obama.

 

What the Affordable Care Act do?

The Affordable Care Act provides many important options to the under and uninsured, including:

 

  • Offers Americans a number of new benefits, rights and protections in regards to their healthcare

  • Sets up a Health Insurance Marketplace (www.healthcare.gov) where Americans can purchase federally regulated and subsidized health insurance during open enrollment. 

  • Expands Medicaid to all adults in many states.

  • Improves Medicare for seniors and those with long-term disabilities.

  • Expands employer coverage to millions of employees.

  • Requires most people to have healthcare coverage, every month, as of 2014.

Cost Assistance

 

Those making under 400% of the federal poverty level (FPL) may qualify for cost assistance through the marketplace. Cost assistance is only available through your state’s marketplace.

 

Find out if you qualify and how much ObamaCare will cost you from a SeniorHealthPro certified agent. Many Americans will be eligible for subsidiezed health insurance from 2% – 9.5% of their modified gross ajdusted income (or even free coverage via Medicaid and CHIP).