What if you missed the AEP period?
Updated: Dec 9, 2022
Generally, you must enroll in a Medicare Advantage plan only during the annual enrollment period from October 15 to December 7 of each year.
However, there are exceptions that may allow you to enroll in a Medicare Advantage plan outside of this period.:
You are a new Medicare beneficiary
You recently moved out of the service area of your current plan
you were recently released from jail
you recently returned to the United States after living permanently outside the country
You recently obtained permission to stay lawfully in the United States
There were recent changes in your Medicaid situation
There were recently changes to Extra Help paying for Medicare prescription drug coverage.
You are moving into a long-term care facility, live in one, or have recently moved out of one.
you recently left the PACE program.
you recently involuntarily lost creditable prescription drug coverage
you will leave employer or union coverage
Your plan will either end its contract with Medicare, or Medicare will end its contract with your plan.
you were enrolled in a Special Needs Plan (SNP), but you lost the special needs qualification required to remain in that plan.
You were affected by an emergency or major disaster, as declared by the Federal Emergency Management Agency (FEMA) or by a federal, state, or local government entity.
You already have Medicare but you'll be turning 65 soon
You are enrolling in a 5-star Medicare plan
You are enrolled in a plan that is bankrupt
You are enrolled in a plan that the Centers for Medicare & Medicaid Services (CMS) has identified as consistently poorly performing.
You already have hospital insurance (Part A) and recently enrolled in health insurance (Part B). And now you want to join a Medicare Advantage plan
You are new to Medicare and were told about getting Medicare after your Part A or Part B coverage began.
You want to enroll in a Special Needs Plan that tailors its benefits to your chronic condition.
If you meet any of these conditions, or if you have questions about which one applies to you, you can call us 1(800)204-1297 and we will gladly assist you.
Remember that our service is completely free of charge.